Prelicensing education (from January 1, 2026): 12 hours on ethics and the California Insurance Code, including 1 hour on insurance fraud; the certificate expires 3 years after completion (§1749).

Exam: passed within the 12 months before the license is issued (§1676).

License term: 2 years (§1630).

Continuing education: 24 hours per 2-year license term, including 3 hours of ethics (§1749.33).

Annuity training: 8 hours before selling annuities, then 4 hours before each renewal, counted within the 24 hours (§1749.8).

Long-term care training: 8 hours before soliciting, 8 hours in each of the first four 12-month periods, then 8 hours before each renewal (§10234.93).

Renewal notice: the Commissioner may mail it at least 60 days before expiration; a timely, CE-complete renewal lets you keep working up to 60 days past expiration while the department processes it (§1718, §1720).

Late renewal: possible within 1 year after expiration, with a late fee (§1718).

Address change: immediately; background changes such as a criminal conviction: within 30 days (§1729, §1729.2).

Funeral and burial license: policies or annuities with an initial face amount of $20,000 or less (§1676(c)).